The etfSA Living Annuity is an investment-linked annuity policy underwritten by 27Four Life Limited. A living annuity pays you an income in retirement and is suitable for retirees who do not want to purchase a guaranteed life annuity or a with-profits annuity. 

The etfSA Living Annuity can be purchased with a retirement benefit, or, with a transfer from another living annuity. With a living annuity, you are able to choose how you would like your retirement benefit to be invested. You are also able to choose the level of income that you would like to draw from your living annuity.

Clients can choose to spread their investment across any number of the five fund options:

 
  • etfSA Wealth Protector Living Annuity Fund – low risk 
  • etfSA Wealth Conservator Living Annuity Fund – low-moderate risk 
  • etfSA Wealth Builder Living Annuity Fund – moderate risk
  • etfSA Wealth Default Living Annuity Fund – moderate risk
  • etfSA Wealth Enhancer Living Annuity Fund – moderate-high risk
  • etfSA Wealth Maximiser Living Annuity Fund – high risk
 
Documents
Living Annuity Brochure (v14) September 2022   [535kb]
 
Forms
Application Form (v21) February 2021   [556kb]
 
Fact Sheets
January 2023
etfSA LA Wealth Builder Portfolio  [156kb]
etfSA LA Wealth Conservator Portfolio  [156kb]
etfSA LA Wealth Default Portfolio  [156kb]
etfSA LA Wealth Enhancer Portfolio  [156kb]
etfSA LA Wealth Maximiser Portfolio  [156kb]
etfSA LA Wealth Protector Portfolio  [275kb]
Portfolio Holdings
Living Annuity Portfolio Holdings January 2023   [97kb]