ETFs (A-M)
ETFs (N-Z)
ETNs (A-M)
ETNs (N-Z)
Retirement Annuity Funds (RA Funds) for the 21st Century
Fully Transparent – you know your retirement value at all times
Daily price and disclosure
Low "clean" administration costs (1.00% per annum"all-in" - no other hidden charges or fees, includes asset management fees, brokerage/JSE charges, debit orders, full administration of accounts, benefits, reporting and compliance).
There are five portfolio choices for various retirement profiles:
  • Wealth Default Portfolio 
  • Wealth Protector Portfolio 
  • Wealth Conservator Fund:  CPI +3%
  • Wealth Builder Fund:  CPI +5% 
  • Wealth Enhancer Fund:  CPI +7%

All portfolios are constructed from low cost, liquid and transparent Exchange Traded Products (ETPs), with full "look through" to underlying portfolios. Fully Regulation 28 compliant at all times.

Manage your "own"retirement
  • Retirement benefits for etfSA RA Fund members - click here
  • Current tax treatment of retirements funds - click here
  • About retirement funds in South Africa - click here
  • Terms & Conditions of membership - click here
etfSA RA Funds makes managing your savings for retirement:
  • easy to understand and control
  • completely transparent at all times - you know the value of your retirement savings at all times
If you need advice
  • Contact your financial advisor. (we will pay trailing commission - up to a maximum of 1% per annum to advisors, but only with your permission).
  • No upfront fees
  • No rebates to advisors
Brochure (v15) March 2022   [546kb]
Application Form (v32) May 2022   [2MB]
Additional Investment Form (v10s) February 2021   [484kb]
Debit Order Amendment Form (v08s) February 2021   [601kb]
Regular EFT Form (v08s) February 2021   [418kb]
Switch Form (v03) October 2018   [211kb]
Fact Sheets
July 2022
etfSA RA Wealth Enhancer Portfolio  [280kb]
etfSA RA Wealth Builder Portfolio  [310kb]
etfSA RA Wealth Default Portfolio  [310kb]
etfSA RA Wealth Conservator Portfolio  [310kb]
etfSA RA Wealth Protector Portfolio  [310kb]