ETFs are an investment option designed to offer you a diversified portfolio with the convenience of stock-like trading. Whether you’re looking to maximise tax benefits, build a flexible investment plan, secure your retirement, or manage post-retirement income, ETFSA provides customised options to help you achieve your financial goals.
Explore ETFSA’s diverse portfolio options, designed to meet your specific financial needs, including the ETF Tax Free Investment Accounts, ETFSA Discretionary Investments, ETFSA Retirement Annuity Fund, and ETFSA Living Annuities.
ETF Tax Free Investment Accounts
We offer four portfolios of ETFs to meet specific requirements namely the Income, Balanced, Equity and International Portfolios or a combination of such portfolios, that give the full benefits of tax-free investment accounts. Alternatively, investors can select FSCA-registered Collective Investment Scheme ETFs to construct their own portfolios. These investment accounts are ideal for first time investors, minors, long-term investors of capital and for prudent investors who wish to build up capital, in a tax-free environment.
Wealthport (Pty) Ltd is a registered Financial Services Providers for administration services, as well as offering transfer securities and custodian services.
ETFSA Portfolio Management Company is the Asset Manager and Financial Adviser for the ETF Tax Free Investment Accounts.
At present, the annual limit for a Tax-Free account is limited by the SA Treasury to R36 000 per person, per year, up to a life-time contribution limit of R500 000. Investments in the ETF Tax Free accounts can be made from R300 per month for debit orders and R1000 for lump sum investments.
For further information, please contact ETFSA.co.za at 010 446 0371 or taxfree@etfsa.co.za or hub@etfsa.co.za.
ETFSA Discretionary Investments
ETFSA.co.za makes it easy for investors to buy, sell, transfer and switch one or more ETPs via The ETFSA Investor Hub (administered by Wealthport (Pty) Ltd).
Investors may invest lump sum investments from as little as R1000 or invest with a recurring debit order starting from as little R300 per month. All ETP securities are registered in a client’s own name on the STRATE register and the client has full title to such publicly listed fully negotiable ETP instruments.
A discretionary investment portfolio is designed for investors wishing to choose their own ETFs/ETNs and to make recurring lump sum or debit order investments to build up long-term savings. We also offer our four portfolios of ETFs to meet specific requirements namely the Income, Balanced, Equity and International Portfolios.
For further information, please contact ETFSA.co.za at 010 446 7892 or hub@etfsa.co.za.
ETFSA Retirement Annuity Fund
ETFSA RA Fund is registered with the Financial Sector Conduct Authority (FSCA) as a Retirement Fund (Registration No. 12/8/38021) under the Pension Funds Act, 1956. ETFSA.co.za is the founder and sponsor of the ETFSA RA Fund. The ETFSA RA Fund has appointed an independent Board of Trustees to manage the ETFSA Retirement Annuity Fund on behalf of the members of the RA Fund. The Trustees have appointed ETFSA Portfolio Management Company, an asset management company (FSP No 52314), to act as the investment administration managers of the ETFSA RA Fund. The Trustees have appointed D and D The Cycle (Pty) Ltd to provide account and benefits administration of the ETFSA RA Fund. D and D is a registered Pension Fund Administrator in terms of Section 13(b) of the Pension Funds Act 24 of 1956.
ETFSA also offers Provident / Pension Preservation Funds.
The ETFSA RA Fund offers five different portfolios with the following risk profiles:
- ETFSA RA Wealth Protector Fund (CPI) – a low risk money market fund
- ETFSA RA Wealth Conservator Fund (CPI +3%) – low to moderate risk
- ETFSA RA Wealth Default Fund (CPI +5%) – moderate risk
- ETFSA RA Wealth Builder Fund (CPI +5%) – moderate risk
- ETFSA RA Wealth Enhancer fund (CPI +7%) – moderate to high risk
- All portfolios are constructed from low cost, liquid and transparent Exchange Traded Products (ETPs).
All portfolios are Regulation 28 compliant at all times.
For further information on the ETFSA RA Fund products or investment advice, please contact ETFSA.co.za at 010 446 0374 or rafunds@etfsa.co.za.
ETFSA Living Annuities
The ETFSA Living Annuity is an investment-linked annuity product, underwritten by 27Four Life Limited. The ETFSA Living Annuity can be purchased with a retirement benefit (capital from a Pension, Provident, Preservation or Retirement Annuity Fund) or with a transfer from another Living Annuity.
There are five different portfolios with the following risk profiles:
- ETFSA LA Wealth Protector Portfolio (CPI) – a low risk money market fund
- ETFSA LA Wealth Conservator Fund (CPI +3%) – low to moderate risk
- ETFSA LA Wealth Builder Fund (CPI +5%) – moderate risk
- ETFSA LA Wealth Enhancer Fund (CPI +7%) – moderate to high risk
- ETFSA LA Wealth Maximiser Fund (CPI +10%) – high risk
- All portfolios are constructed from low cost, liquid and transparent Exchange Traded Products (ETPs).
Investors can also choose, on an annual basis, the percentage or rand amount of capital to draw income from the ETFSA Living Annuities.
For further information on the ETFSA LA Fund products or investment advice, please contact ETFSA.co.za at 010 446 0374 or lafunds@etfsa.co.za.
ETFSA Portfolio Management Services
ETFSA Portfolio Management Company (Pty) Ltd (Registration No. 2012/019954/07), offers a bespoke portfolio management service to individual and institutional clients, who wish to have a unique portfolio of investments to meet their own particular investment or risk requirements. This company which has a Category II FSP license (FSP No. 52314) offers asset management, financial advisory and intermediary services.
This wealth management service designs portfolios to suit individual requirements and uses only ETPs in portfolio construction. Passive only portfolios access a wide range of assets at a particularly low cost. ETF portfolios can be designed for South African listed ETFs only, or for global ETF portfolios.
For information, please contact Mike Brown at 010 446 0377 or Nerina Visser at 010 446 0376 or portfolios@etfsa.co.za.
