Are living annuities right for you?
The ETFSA Living Annuity is an investment-linked annuity policy underwritten by 27four Life Limited that enables you to draw a reliable, growing income from your retirement savings. Either purchase it with a retirement benefit, or with a transfer from another living annuity.
The ETFSA Living Annuity provides a low cost, flexible retirement income product which is easy to understand
The range of seven portfolio provide differentiated exposure to asset classes to suit post-retirement investment and income objectives. The ETFSA Living Annuity is an investment-linked annuity policy underwritten by 27four Life Limited.
ETFSA LA Wealth Protector Portfolio (Cash)
The ETFSA LA Wealth Protector Portfolio offers a cash-only investment of the highest credit quality for risk averse members who do not want to carry the risk of a capital loss.
ETFSA LA Wealth Conservator Portfolio (Income – Low Risk)
The ETFSA LA Wealth Conservator Portfolio prioritises income generation from a broad range of sources – interest, dividends and other distributions, both domestic and global – offering a lower risk solution for members.
ETFSA LA Wealth Builder Portfolio (Balanced – Medium Risk)
The ETFSA LA Wealth Builder Portfolio offers broadly diversified exposure to a comprehensive range of asset classes, investment styles and geographies with no preference given to near term relative value differentials.
ETFSA LA Wealth Default Portfolio (Strategic Asset Allocation Benchmark – Moderate Risk)
As the default member option, the ETFSA LA Wealth Default Portfolio offers a static strategic asset allocation with a moderate risk profile, into a limited range of broad asset class ETFs.
ETFSA LA Wealth Enhancer Portfolio (Balanced – High Risk)
The ETFSA LA Wealth Enhancer Portfolio offers members the opportunity to achieve capital growth over a long-term investment horizon (at least 10 years) but require a high tolerance for risk (short term volatility).
ETFSA LA Wealth Maximiser Portfolio (Equity Only – High Risk)
The ETFSA LA Wealth Maximiser Portfolio aims to provide exposure to high equity, across both local and global markets.
ETFSA LA Oyster Portfolio (100% offshore)
This unique proposition is completely allocated to global markets and has a strategic weighting of 75% growth assets (equities and property) and 25% defensive assets (global bonds and cash). The bulk of the portfolio is invested in mainstream indices (S&P500, MSCI world etc) with a small allocation to thematic ETFs (e.g. stocks aligned to advancements in global health care) and listed property.
ETFSA LA Portfolio Holdings
Latest holdings and portfolio breakdown.
What does it cost?
*Investment in the ETFSA Wealth Oyster Portfolio carries an additional 0.1% “asset swap” fee.
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